All you need to know about HDFC Bank Credit Cards


HDFC Bank offers the most sought-after credit cards among other creditors in India. They have a huge variety of credit cards that cater to the needs of every individual. So, if you are looking to apply for credit cards, you can apply for HDFC credit cards with the easy online application and minimal documents. Not only this but you can also take advantage of reward points, cashback, and lots more with these cards.

Following are the advantages that you will get when you apply for HDFC credit cards-

1. The best part about HDFC credit cards is that it enables users to have easy access to credit without facing any hassles. You can use your credit card to pay for anything and pay later.

2. The bank also has tie-ups with elite brands ranging from apparel to dining and hence provides great discount facilities, cashback offers, and rewards points to all its customers.

3. The HDFC credit card also offers its customers a highly secured mechanism to conduct online transactions smoothly.

4. Customers can also take a loan against their credit card without much of paperwork at the doorsteps of the customer on demand.

Required eligibility for HDFC Bank Credit Cards-

Here are the eligibility criteria you need to meet-

1. Nationality: The applicant must be an Indian National Citizen.
2. Age: You will need to be a minimum of 18 years of age to apply for a Credit Card from HDFC Bank.
3. Net Monthly Income: The monthly salary of a credit card applicant should be Rs. 18,000- 20,000.
4. Credit Score: You should have a good credit score i.e. 750 and above.

Please note you may or may not need to be an account holder in HDFC Bank while applying for a credit card.

Documents Required-

1. Proof of Identity: PAN Card, Aadhaar Card, Voter’s Id, Passport, Driving License
2. Proof of Address: Aadhaar Card, Passport, Utility bills of not less than 3 months, or any government approved ID Proof
3. Proof of Income: Latest 3 months’ salary slips

HDFC Bank Credit Card Online Application Process-

If you want to apply for HDFC Bank credit card, the process is quite simple and hassle-free. You will need a very minimal set of documents to apply for the card. To start with your online credit card application, you just need to visit the bank's official website, or you can also apply it through any fintech portal after comparing the cards on their website. Make sure you meet the desired eligibility before you approach and apply for the credit card of your choice.

I hope the above information will help you grab the best credit card from HDFC Bank.




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