All you need to know about HDFC Bank Credit Cards
HDFC
Bank offers the most sought-after credit cards among other creditors in India. They
have a huge variety of credit cards that cater to the needs of every individual.
So, if you are looking to apply for credit cards, you can apply for HDFC credit cards with the easy online application and minimal documents. Not only this but you
can also take advantage of reward points, cashback, and lots more with these
cards.
Following
are the advantages that you will get when you apply for HDFC credit cards-
1. The best part about HDFC credit cards is that it enables users to have easy
access to credit without facing any hassles. You can use your credit card
to pay for anything and pay later.
2. The bank also has tie-ups with elite brands ranging from apparel to dining and
hence provides great discount facilities, cashback offers, and rewards
points to all its customers.
3. The
HDFC credit card also offers its customers a highly secured mechanism to
conduct online transactions smoothly.
4.
Customers can also take a loan against their credit card without much of
paperwork at the doorsteps of the customer on demand.
Required
eligibility for HDFC Bank Credit Cards-
Here are
the eligibility criteria you need to meet-
1.
Nationality: The
applicant must be an Indian National Citizen.
2. Age: You will need to be a minimum of 18
years of age to apply for a Credit Card from HDFC Bank.
3. Net
Monthly Income: The monthly salary of a credit card applicant should be Rs. 18,000- 20,000.
4.
Credit Score: You
should have a good credit score i.e. 750 and above.
Please
note you may or may not need to be an account holder in HDFC Bank while
applying for a credit card.
Documents
Required-
1. Proof
of Identity: PAN
Card, Aadhaar Card, Voter’s Id, Passport, Driving License
2. Proof
of Address: Aadhaar
Card, Passport, Utility bills of not less than 3 months, or any government
approved ID Proof
3. Proof
of Income: Latest 3
months’ salary slips
HDFC
Bank Credit Card Online Application Process-
If you
want to apply for HDFC Bank credit card, the process is quite simple and
hassle-free. You will need a very minimal set of documents to apply for the
card. To start with your online credit card application, you just need to visit
the bank's official website, or you can also apply it through any fintech
portal after comparing the cards on their website. Make sure you meet the
desired eligibility before you approach and apply for the credit card of your
choice.
I hope
the above information will help you grab the best credit card from HDFC
Bank.
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