Top Credit Cards HDFC Bank

Life is all about making interesting choices. Be it is your desire to live better every day, splurge on a luxurious indulgence, being rewarded for getting something or be inspired to do more, fuel your dreams, or let them fly to global destinations. With an HDFC Bank Credit Card offers, they are all beautiful possibilities.

Benefits of applying for HDFC Bank Credit Card

Earn great reward points on spending every day:

Using your HDFC credit card Netbanking for making payments of utility bills or swiping the card for things that you would normally buy during your everyday life; you can maximize your rewards and avoid excess expenditure.

Sign-up bonuses

Many rewards Credit Cards offer a great deal of sign-up bonuses which can benefit you in many ways. Applying for HDFC Credit Card online at the right time might land you earning maximum Reward Points. 

List of the best HDFC Bank Credit Cards

1. HDFC Bank Regalia First Credit Card

It is one of the premium credit cards of HDFC Bank that is offering exclusive lifestyle and travel benefits to the cardholder. It is also one of the low-annual fee credit cards.

Joining Fee- NIL

Annual Fee - Rs 1000 (waived off, if annual spending reaches 3 Lakh annually)

Key highlights of HDFC Bank Regalia Credit Card

• Complimentary Priority Pass Membership that provides access to 700+ airport lounges.
• 15% discount at premium restaurants across India.
• Earn up to 7,500 reward points on achieving annual spending of up to Rs.6 lakh.
• 8 complimentary domestic lounge access per calendar year.
• Foreign currency markup fee of 2% on all international spends.
• Free comprehensive insurance that covers air accidental death, emergency hospitalization, and credit liability.

2. HDFC Bank Moneyback Credit Card: 

It is one of the best cashback credit cards of HDFC bank. It allows you to redeem reward points for cash back against your HDFC Bank Moneyback Credit Card outstanding.

Joining fee: Rs.500

Renewal fee: Rs.500 (from 2nd year onwards).

Features and benefits:

• Joining bonus: 500 reward points once the joining fee is paid.
• 2X more reward points on all online spending
• Spend Rs.50,000 in a quarter and get an e-voucher worth Rs.500.
• Free accidental death insurance up to Rs.50 lakhs.
• Zero liability on the lost card.

3. HDFC Bank Platinum Times Card

A low-cost, high-value HDFC Bank Platinum Times Credit Card that provides benefits across various lifestyle categories. Using the card at merchant outlets, makes the cardholder earn various exciting gift vouchers.

Joining fee - Rs 1000

Annual Fee - Rs 1000 (From Second year onwards)

Features and benefits

• Get up to 25% off on booking movie tickets
• 20% off on dining 
• 3 more reward points on regular spending and 10 points on dining spend on weekdays.
• Fuel surcharge waiver.
• Free accidental death insurance up to Rs.50 lakhs.

4. HDFC Freedom Credit Card

HDFC Freedom Credit Card is one of the best reward credit cards of HDFC Bank.

• Joining Fee- Rs 500
• Renewal Fee- Rs 500

Features and Benefits

• 5 times more reward points on dining, entertainment, railway ticket booking, cab booking, and grocery spends.
• 10 times more reward points on HDFC Payzapp & Smartbuy spends
• 25 times more points on birthday spend
• Earn 1 reward point on each spent of Rs 150
• A gift voucher worth Rs.1000 on annual spends of Rs.90,000 or more.
• Complimentary accidental insurance up to 50 lakhs.

Bottom line

IndiaLends brings an extensive list of HDFC credit cards online with the sole purpose of catering to all types of consumers. The bank has designed these credit cards to best suit all the needs of customers, ranging from shopping to lifestyle to corporate requirements, and more. All the cards from HDFC Bank come with exciting benefits and reward points.

Apply for our range of HDFC Credit Cards online in less than 2 minutes. 

                        Read more - Why to use a Credit Card for making daily purchases?